The premier CE destination for Canada's financial and insurance professionals

Power of Attorney and Trusted Contact Person: Financial Advisor Essentials

Gain a better understanding of these two key roles that affect clients.

Encouraging your client to name a power of attorney (PoA) for property and a trusted contact person (TCP) promotes effective estate management and mitigates financial exploitation, respectively.

In this video, Michael Kulbak of Kulbak Trust Solutions explains the two roles’ requirements and functions, compares the roles, and presents real-life examples that illustrate the roles’ impact on clients’ finances. Along the way, he offers practical tips so financial advisors can help clients name PoAs and TCPs and ensure the roles are performed effectively.

After taking this course, you’ll know:

• the terminology related to PoAs and the types of PoA for property
• the reasons — obvious and not — to establish a PoA for property
• who can/can’t act as an attorney under a PoA for property
• what the attorney can/can’t do, and their fiduciary duties
• how an attorney under a PoA for property is terminated
• the role of a TCP, and who can/can’t be a TCP
• what the TCP can/can’t do, and the benefits to you and your client
• the benefits/risks of PoAs versus TCPs, and tips to make the most of each role

Accreditation is pending.

Specimen Processing: From Collection to the Lab

Advisors will gain a thorough understanding of the chain of custody and the quality assurance protocols that are implemented when paramedical exams and lab testing are performed.

Advisors will gain the knowledge to:

• understand how the chain of custody boosts the credibility of the test results and the crucial role a lab plays in the underwriting process
• answer client’s questions regarding what to expect during the specimen collection process as well as the handling, security, shipment, and storage of specimens
• advise clients on how to effectively prepare for a paramedical exam.

In the opinion of CE Corner, the content of this session aligns with FSRA and Insurance Council of BC requirements for Life and Accident & Sickness credits. However, it remains the responsibility of the individual license holder to check FSRA and the Insurance Council of BC credits and confirm suitability. 

The Ethical Advisor: A Refresher on Key Aspects of Professional Responsibility

In this e-book compilation from Advisor’s Edge, experts address various client scenarios to help financial advisors and planners consider ethical situations that may arise in their practices. Topics covered include confidentiality, conflicts, investing issues, and uncomfortable client conversations. FP Canada’s Standards of Professional Responsibility and regulatory rules are referenced throughout.

Using ETFs to Navigate Volatility

Stocks and bonds have had a tough year. While ETFs are by no means insulated from market volatility, they can be well suited to a jarring investing climate due to their low cost, tax efficiency, and accessible diversification. 

In this virtual roundtable, hosted by Advisor’s Edge and Investment Executive, ETF experts share how to use ETFs to build portfolios meant to weather both difficult and calm markets. Experts also discuss how ETFs can help your clients stay invested during tough times. 

Sponsored by Invesco, Middlefield, National Bank Investments, and TD Asset Management, and thank you to our Industry Association Partner, the Canadian ETF Association (CETFA).